Choose Your Perfect Plan

Flexible coverage options designed for your budget and needs

Basic Coverage

$49 /month

Essential protection for budget-conscious drivers

  • ✓ Liability Coverage
  • ✓ State Minimum Requirements
  • ✓ 24/7 Customer Support
  • ✓ Online Account Access
  • ✓ Nationwide Coverage
  • ✓ Monthly Billing Options
  • × Collision Coverage
  • × Comprehensive Coverage
  • × Roadside Assistance
  • × Rental Car Coverage

Elite Coverage

$149 /month

Ultimate protection with luxury benefits

  • ✓ Everything in Premium
  • ✓ Zero Deductible Option
  • ✓ New Car Replacement
  • ✓ Gap Insurance
  • ✓ Enhanced Rental Coverage
  • ✓ Accident Forgiveness
  • ✓ Diminishing Deductible
  • ✓ Concierge Service
  • ✓ Premium Roadside
  • ✓ Legal Assistance

Specialized Coverage Plans

Tailored solutions for specific vehicle types

Luxury Car

Luxury Vehicle Plan

Starting at $199/month

Premium coverage designed for high-value vehicles

  • Agreed Value Coverage
  • OEM Parts Guarantee
  • Exotic Car Specialists
  • Track Day Coverage
Classic Car

Classic Car Plan

Starting at $89/month

Specialized protection for vintage vehicles

  • Agreed Value Coverage
  • Spare Parts Coverage
  • Show & Event Coverage
  • Restoration Coverage
SUV

SUV & Truck Plan

Starting at $79/month

Coverage for larger vehicles and trucks

  • Higher Liability Limits
  • Towing Coverage
  • Off-Road Coverage
  • Custom Equipment
Commercial Fleet

Commercial Fleet Plan

Custom Pricing

Business coverage for multiple vehicles

  • Multi-Vehicle Discounts
  • Commercial Liability
  • Driver Coverage
  • Fleet Management Tools
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Compare Coverage Options

Coverage Type Basic Premium Elite
Liability Coverage ✓ ✓ ✓
Collision Coverage — ✓ ✓
Comprehensive Coverage — ✓ ✓
Medical Payments — ✓ ✓
Roadside Assistance — ✓ Premium
Rental Car Coverage — Basic Enhanced
Gap Insurance — — ✓
New Car Replacement — — ✓
Deductible N/A $500 $0

Frequently Asked Questions

How do I choose the right plan?

Consider your vehicle value, driving habits, and budget. Basic coverage meets legal requirements, Premium offers comprehensive protection, and Elite provides maximum coverage with no deductible.

Can I switch plans later?

Yes! You can upgrade or downgrade your coverage at any time. Changes typically take effect at your next billing cycle.

Are there discounts available?

We offer multi-car, safe driver, good student, and bundling discounts. Contact us to see which discounts you qualify for.

What's the claims process?

File a claim online or by phone 24/7. We'll assign an adjuster within hours and most claims are settled within 48 hours.